How to Apply for Subclass 485 Graduate Visa in Australia Without a Consultant

Apply for Subclass 485 (Graduate Visa) in Australia on your own

Just finished your degree in Australia and thinking, “What now?” You’re not the only one.

Thousands of international students go through the same phase, degree in hand, dreams lined up, but stuck figuring out how to stay back and work legally. That’s where the Temporary Graduate Visa (Subclass 485) can help. It's a solid way to stay in the country after graduation, get local work experience, and even use it as a stepping stone to permanent residency.

But the application process is not exactly user-friendly. Forms, deadlines, police checks, English tests, etc., it can feel like way too much. Most people end up paying consultants just to avoid the stress.

What if you didn’t have to?

In this blog, we’ll walk you through how to apply for the Subclass 485 Graduate Visa in Australia by yourself — no agent, no consultant, no unnecessary expense. Whether you're applying for the Post-Study Work Stream or the Graduate Work Stream, everything you need is here in plain language.

We’ll cover:

• Who’s eligible for the 485 visa
• Documents you’ll need
• How to set up your Immi Account
• Step-by-step application process
• What mistakes to avoid

If you’ve been searching for things like:

• “how to apply for 485 visa without a migration agent”
• “485 graduate visa checklist Australia”
• “how to lodge 485 visa through immigration Account”

— this guide is built for you.

Let's make this easy, clear, and way less stressful, because applying for a visa shouldn't feel harder than earning the degree itself.

What Is the Subclass 485 Graduate Visa?

The Subclass 485 Temporary Graduate Visa is a post-study work visa that allows international students who’ve recently completed their studies in Australia to stay, live, and work in the country temporarily. For many, it’s the first big step toward building a career in Australia or transitioning to permanent residency later.

What makes the 485 visa attractive is its flexibility, there’s no requirement for employer sponsorship, and you’re free to work full-time, study further, or even explore different regions of Australia while on this visa.

Visa Streams & Duration

The Subclass 485 visa is split into multiple streams, each offering different stay durations based on the level and location of your qualification.

Post‑Higher Education Work Stream

For university graduates (Bachelor’s, Master’s, PhD)

• Duration: 2–3 years, depending on your degree
• May extend up to 5 years for Hong Kong/BNO passport holders

Post‑Vocational Education Work Stream

For vocational/trade graduates in skilled occupations

• Duration: Typically 18 months
• HK/BNO passport holders can stay up to 5 years

Second Post‑Higher Education Work Stream

Available if you've already held a Post‑Higher Education visa and lived in regional Australia

• Duration: Additional 1–2 years on top of the first visa

Key 2025 Updates

Recent changes

Recent changes in 2025 include tightened rules around eligible courses and application timing, directly impacting student pathways to stay and work in Australia.

• Course timing rule clarified: You must apply within 6 months of completing your study
• Post-Higher Education Work Stream changes (effective Dec 14, 2024):
  • Graduate Certificates no longer count as qualifying courses
  • Graduate Diplomas must be studied after completing an Australian Bachelor’s degree
• Global processing updates: As of April 2025, visa processing times are now published monthly on Home Affairs to improve transparency.

These streams open the door to valuable work rights, time in Australia, and pathways to permanent residency, all without employer sponsorship. Staying updated on the latest policy changes in 2025 ensures you choose the right stream, meet deadlines, and don’t miss out on eligibility.

Next up? Let’s break down the Eligibility Criteria, what you actually need to apply successfully.

Eligibility Criteria for Temporary Graduate Visa (Subclass 485)

To be eligible for the Subclass 485 visa, applicants must meet specific criteria related to their age, education, English proficiency, visa status, and health. Failing to meet even one condition can result in a rejected application.

Quick Eligibility Checklist

Make sure you tick off each requirement before applying:

Eligibility Checklist

Graduate Work Stream vs Post-Study Work Stream: Key Differences

The Subclass 485 visa has two streams tailored to different qualifications and career goals. Understanding the key differences in course type, duration, and occupation requirements helps you choose the right stream.

Graduate Work Stream vs Post-Study Work Stream

Now that you know which stream suits you best and whether you meet the eligibility criteria, let’s walk you through the step-by-step process of applying for the Temporary Graduate Visa (Subclass 485), without hiring a consultant.

How to Apply for the Subclass 485 Graduate Visa Without a Consultant

Applying for the 485 visa on your own is 100% doable — if you stay organised and follow the process carefully. Below is a simplified, no-fluff step-by-step guide designed for graduates who want to handle their application without paying hefty consultant fees.

Step-by-Step Process

🗂️Step 1: Gather Required Documents

Before starting the application, make sure you have the following essentials ready:

• Passport (valid)
• Completion letter and official academic transcript
• English language test results (e.g., IELTS, PTE)
• AFP National Police Check (no older than 12 months)
• Health insurance (overseas visitor or student health cover)
• Skills assessment (if applying under Graduate Work Stream)
• Proof of visa status (student visa or bridging visa)

🧑‍💻Step 2: Create or Log into your Immi Account

Visit immi.homeaffairs.gov.au and either:

• Create an Immi Account, or
• Log in to your existing account.

This is where you’ll complete your application, upload documents, and track your progress.

📄 Step 3: Start Your Online Application

• Select the Temporary Graduate Visa (Subclass 485).
• Choose the correct stream: Post-Study Work or Graduate Work.
• Carefully enter your personal details, education history, and attach all relevant documents.

💳Step 4: Pay the Application Fee

As of 2025, the base application charge is AUD $2,235.

• Additional charges apply for dependents.
• Payments are made online through your Immi Account.

🩺 Step 5: Complete Health Examinations

Once your application is submitted, you’ll receive instructions for health checks via Bupa Medical Visa Services. Book and complete this promptly.

🔐Step 6: Track Your Application Status

You can monitor your application and receive updates through your Immi Account. Be sure to check your messages and upload any additional documents if requested.

⏳ Processing Time (2025 Update)

• Post-Study Work Stream: ~3 to 6 months
• Graduate Work Stream: ~5 to 8 months
  (Subject to change – always refer to the official website for the most current info.)

Now that you know the step-by-step process to apply on your own, let’s look at the common mistakes applicants make and how you can avoid them to ensure a smoother approval.

Common Mistakes to Avoid When Applying for the 485 Graduate Visa

Avoiding these common pitfalls can save you time, money, and a whole lot of stress. Here’s what to watch out for:

1. Missing the Application Deadline

Many applicants fail to apply within the strict window, which is 6 months from course completion. Missing this means you're no longer eligible.

2. Submitting Incomplete Documentation

Uploading incorrect or incomplete documents (like academic transcripts, AFP checks, or health insurance proofs) can delay or even result in visa refusal.

3. Choosing the Wrong Visa Stream

Applying under the wrong stream, say, choosing the Graduate Work stream instead of the Post-Study Work stream, could lead to rejection.

4. Not Meeting English Requirements

Forgetting to take or upload a valid English proficiency test (IELTS, TOEFL, etc.) is a common mistake that’s easily avoidable.

5. Not Having Adequate Health Insurance

Failing to maintain or show proof of adequate Overseas Student Health Cover (OSHC) or Overseas Visitor Health Cover (OVHC) is grounds for refusal.

6. Ignoring Character Requirements

Delays in getting your Australian Federal Police (AFP) clearance or uploading the wrong certificate are frequent issues that could derail your application.

We get it, applying for the 485 visa on your own can feel overwhelming, and it's easy to overlook small details when juggling deadlines, documents, and stress. But knowing what not to do is just as important as knowing the steps to follow.

Now that you know what to steer clear of, let’s talk about how to give your application the best possible shot, from tips that boost your chances to smart tools that make the process easier.

Do You Really Need a Consultant?

When it comes to applying for the 485 Graduate Visa, many graduates find themselves wondering: “Should I hire a migration agent or do it myself?” The truth? In most cases, you don’t need a consultant and we’ll show you why.

When You Might Need Help

When you need a consultant

There are some scenarios where professional support can make a big difference:

• If your visa history is complicated (like previous refusals or bridging visa gaps)
• If you’ve studied a non-standard course or pathway
• If you're unsure about your stream eligibility or supporting documents
• If you’re facing tight deadlines or legal concerns

In these cases, a qualified migration consultant can help you avoid errors that may cost you time and money.

When You Don’t Need One (Like in Most 485 Cases)

The Temporary Graduate Visa Subclass 485 is designed to be straightforward, especially for students who’ve studied eligible courses at accredited institutions in Australia.

If you have:

• A clear education pathway
• Met the English language requirements
• All your documents in order
• A valid passport and no visa complications

…then chances are, you can apply on your own without spending thousands on a consultant.

You’ve already come this far — completing your studies, navigating student life in Australia, and planning your next move. Applying for the 485 visa is just one more step, and with the right information, you can absolutely do it yourself.

That’s why we created this guide — to help you feel confident, prepared, and supported at every stage.

Still feeling unsure? That’s okay! At Settle Mate, we offer application review services. We won’t take over the whole process, we’ll just make sure everything looks good before you hit submit. So you stay in control, without the worry of missing something critical.

Now that you know when to seek help and when to go solo, let’s talk about something equally important, what happens after you hit that ‘submit’ button.

Let’s move into What to Expect After You Apply, from wait times to common follow-ups, we’ve got you covered.

What to Expect After You Apply

What happens after applying for 485 Visa

Once your Subclass 485 visa application is lodged, you’ll enter the post-submission phase, which includes receiving acknowledgements, potential visa grants, and ongoing communication from the Department of Home Affairs. Staying informed and responsive during this period is key to avoiding unnecessary delays.

Application Acknowledgement

Once you submit your Temporary Graduate (subclass 485) visa application, you’ll receive an acknowledgement letter from the Department of Home Affairs. This confirms they’ve received your application and outlines the next steps. Hold onto this letter, it’s important.

Bridging Visa Grant

In most cases, you’ll automatically be granted a Bridging Visa A (BVA). This allows you to stay legally in Australia while your 485 visa is being processed. However, it only becomes active once your current student visa expires. If you plan to travel, you’ll need to apply for a Bridging Visa B beforehand.

Processing Times

As of mid-2025, the processing time for most 485 visa streams is:

• Graduate Work Stream: approx. 3–6 months
• Post-Study Work Stream: approx. 4–8 months

⚠️ Tip: These timelines can vary based on the number of applications, policy changes, and your specific case. Always check Home Affairs’ website for the most current estimates.

Health & Police Checks (if not submitted earlier)

Sometimes, even after applying, you may be asked to complete or update your health examination or police clearance certificates. It’s best to stay proactive and gather these in advance to avoid delays.

Communication from Home Affairs

Be ready to receive communication via your Immi Account. If anything is missing, or additional documents are required, they’ll notify you there. Respond promptly, delayed replies can slow down your processing time.

Final thoughts!

Applying for the Temporary Graduate Visa Subclass 485 on your own isn’t just doable, it’s empowering. With the right guidance, a clear checklist, and awareness of common mistakes, most international graduates in Australia can confidently navigate the process without hiring a consultant. Whether you're chasing your career dreams or planning your next steps toward permanent residency, the 485 visa is your important starting point.

Still feeling unsure? Settle Mate is here to help. We offer expert reviews of your DIY application, so you get peace of mind without paying any consultancy fees.

Ready to apply for your 485 visa without a consultant? Let Settle Mate review your application and guide you where it matters most.

Want help ? Contact Us

Frequently Asked Questions

1. Can I apply for a 485 visa without an agent? Yes, you can! Most students and graduates successfully apply for the Temporary Graduate Visa Subclass 485 without using a migration agent. Just ensure your documents are correct and your application is submitted within deadlines.

2. What are the new rules for 485 visa in 2025? As of July 2025, key updates include changes to post-study work rights duration, streamlined documentation for certain qualifications, and revised English language requirements. Always check Immigration and citizenship website for the latest official updates.

3. How much does the 485 visa cost in 2025?The base application fee for the main applicant is currently AUD $2,235 with additional charges for dependents. Fees may vary depending on your stream (Graduate Work or Post-Study Work).

4. Can I include my partner in my 485 visa application? Yes, you can include your spouse or de facto partner and even dependent children in your application. Each additional applicant will have to meet health and character requirements.

5. How long does it take to process a 485 visa? Processing times vary. As of 2025, most 485 visas are processed within 3 to 6 months, depending on the stream and whether you submit a complete application with all required documents.

6. Can I apply for a 485 visa from outside Australia? Generally, you must be in Australia when applying for a 485 visa. Offshore applications are not accepted unless a special exemption applies.

7. Is IELTS mandatory for 485 visa? Yes, English proficiency is required. You can meet this through IELTS, TOEFL, PTE Academic, or other accepted English tests with the minimum required scores.

8. What happens if my 485 visa gets rejected? If your application is refused, you may be eligible to appeal through the Administrative Appeals Tribunal (AAT). However, it's necessary to review the reasons for refusal and act quickly, as appeal timelines are strict.