Australian Income Tax Calculator 2025–26
Built specifically for migrants to understand take-home pay, residency impacts, and Medicare levy exemptions. Based on current ATO 2025-26 rates.
Disclaimer: This tool provides estimates based on ATO 2025-26 rates for informational purposes only. It is not financial or tax advice. SettleMate is not a registered tax agent. Always consult a professional for your final calculations.
Take-Home Pay (Monthly)
Get Full Breakdown Report
Deep dive into tax-saving deductions, visa-specific Medicare exemptions, and your full pay-period breakdown.
Medicare Levy Exemption
Many migrants on temporary visas (like subclass 482) are NOT entitled to Medicare and don't have to pay the 2% levy. SettleMate helps you identify if you can claim this back each year.
Low Income Tax Offset
If your taxable income is less than $66,667, you will likely get some of the Low Income Tax Offset (LITO). This is a credit that reduces your tax bill automatically, up to $700.
Superannuation Guarantee
In Australia, your employer must pay 11.5% into your super account on top of your gross pay. Our tool reminds you to verify this in your employment contract.